
At Stone Mountain Volkswagen our goal is to make every step of your car buying experience as quick and easy as possible. We have designed our process to be as stress free and transparent as possible. Our financing includes:
Budget Friendly Solutions
At Stone Mountain Volkswagen, our goal is to provide each of our customers with a wide range of financing options. Each of these options have been carefully chosen from among the most competitive and affordable lenders available.
Simple Fast Application Process
Using our simple credit application makes it easy for our finance team to assemble a series of options for your consideration in a matter of minutes. Your sales professional will work with you to complete the form from beginning to end.
Honesty and Integrity
All of our lenders have the reputation and ability to keep your personal information private. At Stone Mountain Volkswagen we believe that integrity is one of the most important aspects of our business, this includes our ability to offer one of the best financing options. We want your experience buying a car from us to be second to none and never play games when it comes to your financing. We also offer our “First Mile Protection Plans” with all of our auto sales to ensure your complete satisfaction.
When it comes to buying a car at Stone Mountain Volkswagen, we pride ourselves in providing our customers with complete transparency throughout the entire process, especially with regards to financing. To ensure you fully understand how our lenders make their financing decisions, we present these four important factors used in the decision making process:
In order to be certain you will be given the best financing offer, the vehicle you choose should be one that is within the realms of your budget. You should also be prepared to come up with as much money for a down payment as you can. Simply meeting these two qualifications is likely to affect the outcome of your loan application. They will also help to improve the financing you are offered, and in the end, lower your monthly payment.
Three Factors which Will Affect Your Monthly Payment
At Stone Mountain Volkswagen your monthly payment calculation is based on these three very important factors, which are listed in the order of importance:
As we all know, the various credit reporting agencies are responsible for creating your credit score. Although each of them has their own criteria, they are for the most part very similar. Your credit scores are created based on a number of statistical models which have been created to help lenders predict the amount of risk associated with major purchases such as houses, cars, and of course credit cards.
Several different factors contained in your credit history are used by the credit reporting agencies to help determine your score. Each of these factors has its own level of importance. Here are some of the more commonly used factors:
These are among the most commonly used terms by Stone Mountain Volkswagen in car financing:
Regardless of how good your consumer credit score, purchasing an automobile is often a challenging task. And if you’re a first-time buyer, have a shorter credit profile, or simply have a few dings to your credit, it might be quite grueling. So we’ve accumulated several finance and borrowing suggestions to make your entire car-buying experience as effortless as can be.
If perhaps you’re like the majority car consumers, you’ll utilize some type of automobile financing to carry out your car purchase. The following info may help you understand what car payments could suit your budget each month, as well as how to use that information to assist in your car selection.
Many lenders suggest that you spend less than 15% of your gross monthly income (GMI) on your car payment monthly. Some examples include:
Monthly payments normally range from $20 – $25 per $1,000 financed.
We Offer Simple Fast Financing for Everyone
At Stone Mountain Volkswagen our goal is to make every step of your car buying experience as quick and easy as possible. We have designed our process to be as stress free and transparent as possible. Our financing includes:
Budget Friendly Solutions
At Stone Mountain Volkswagen, our goal is to provide each of our customers with a wide range of financing options. Each of these options have been carefully chosen from among the most competitive and affordable lenders available.
Simple Fast Application Process
Using our simple credit application makes it easy for our finance team to assemble a series of options for your consideration in a matter of minutes. Your sales professional will work with you to complete the form from beginning to end.
Honesty and Integrity
All of our lenders have the reputation and ability to keep your personal information private. At Stone Mountain Volkswagen we believe that integrity is one of the most important aspects of our business, this includes our ability to offer one of the best financing options. We want your experience buying a car from us to be second to none and never play games when it comes to your financing. We also offer our “First Mile Protection Plans” with all of our auto sales to ensure your complete satisfaction.
To complete your transaction, you may be required to provide any or all of the following:
The car buying process should be easy and as stress – free as possible.Below you’ ll find a list of things you should bring with you to help the process flow smoothly.
In some cases, you may be asked for additional information. We’ll walk you through every step of the way and respect your privacy and concerns.
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(877) 547-5396
Call Now3500 Stone Mountain Hwy • Snellville, GA 30078
Get DirectionsOpen Today! Sales: 9am-8pm
Open Today! Service: 8am-6pm
Open Today! Parts: 8am-6pm