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The excitement of purchasing a new car is one of the most unique experiences you can have in life and it’s made even better when that new car is an awesome Volkswagen brand vehicle. The Germans sure can engineer a great car and the Volkswagen brand has a rich history of excellence that makes purchasing them extra special. Stone Mountain Volkswagen, your trusted Volkswagen dealer serving Atlanta, has an incredibly diverse and attractive lineup of new Volkswagen vehicles to choose from and when you do find your dream car we have a great financing department to help you out.

There are many different ways to pay for a new car. Some people pay cash (although this is becoming less and less common) but most people finance their car through a credit union. This enables customers to find a monthly payment that fits their budget without having to cover the cost of the entire car at once. Here at Stone Mountain Volkswagen we have friendly experts in our finance department who will work with you to find the right loan and the right terms that fit your personal financial situation. We make everything easy are happy to explain the process, any foreign terms, and answer all of your questions. In fact, you can find an overview of the process on the Volkswagen financing section of our website.

Naturally, as we mentioned above, not everyone is intimately familiar with the financing process when buying a car so we’d like to just cover a few of the basic steps. When financing a vehicle you’ll have to pay a portion of the vehicle’s cost up front in what is known as a down payment. This will help lower the amount you have to borrow to pay for the car with the loan. Any time you get a loan you’ll want to be sure you’re aware of the interest rate. This is the percentage interest that you’ll pay on the loan and it will be determined by your credit score and several other factors. Finally, you’ll agree to a loan term which is the duration of time it takes to pay back the loan. For instance, some customers prefer a shorter term loan like 2 years while others like to spread it out over a longer period of time, perhaps 5 years.

Hopefully you’re now a little more familiar with how the financing process works here at Stone Mountain Volkswagen and you’re ready to check out a new vehicle yourself! We’re willing and eager to take you on a test drive to help you find the perfect vehicle to match your needs and desires. Come on down to see us here at the dealership at our convenient location at 3500 Stone Mountain Hwy in Snellville today! We look forward to meeting you and helping you finance your dream car very soon!